# Binary Capital Limited

> Binary Capital is a UK pure-play Managed Portfolio Service (MPS) and discretionary fund manager (DFM) working exclusively with FCA-authorised financial advisers. Independent since 2018. Authorised and regulated by the Financial Conduct Authority (FRN 507900). Company No. 06692644.

Binary Capital builds and runs model portfolios so advisers can outsource discretionary investment management while retaining the client relationship and the advice. The proposition spans a Flagship range (Core, Passive, Active), an Islamic Shariah-compliant portfolio, a Responsible range (ESG Blend, Ethical, Sustainable), bespoke Partnership portfolios, and a dedicated Retirement Investing range. Portfolios are Defaqto-rated and Dynamic Planner risk-aligned, and are available on all major UK adviser platforms. Capital is at risk.

## Key pages

- [Model Portfolio Service](https://binarycapital.co.uk/model-portfolio-service): The full MPS — Flagship (Core, Passive, Active), Islamic, and Responsible (ESG Blend, Ethical, Sustainable) ranges, each with five risk profiles from Defensive to Adventurous (six for Passive, adding a 100% equity Passive Aggressive).
- [The Evidence MPS](https://binarycapital.co.uk/evidence-mps): Evidence-based index-plus solution — owns the whole market, then tilts towards the drivers of returns that decades of academic and practical evidence rewards. Five risk levels (Evidence 20–100), in GBP and USD, at a low all-in cost of 0.25%–0.39%.
- [Retirement Investing](https://binarycapital.co.uk/retirement-investing): Three discretionary retirement solutions — Diversified Income, the Gilt Model, and Targeted Returns — addressing longevity, inflation and sequencing risk in decumulation.
- [The Binary Advantage](https://binarycapital.co.uk/binary-advantage): The firm's investment philosophy and approach to partnership with advisers.
- [Partnerships](https://binarycapital.co.uk/partnerships): Partnership portfolios built and run by Binary Capital for advice firms, across three models — White-Label Off-the-shelf, White-Label Bespoke, and Adviser-Involved.
- [Who We Are](https://binarycapital.co.uk/who-we-are): The firm's story, ownership and values — a privately owned DFM built for advisers.
- [Our Team](https://binarycapital.co.uk/our-team): Leadership, investment, sales and governance team.
- [Resources](https://binarycapital.co.uk/resources): Factsheets, investment reports and due-diligence packs for advisers.
- [Contact](https://binarycapital.co.uk/contact): Speak to the team about partnership, portfolios or platform availability.

## Model Portfolio Service ranges (headline annual management charge)

- Passive MPS — 0.05% AMC (total 0.13-0.14%): cap-weighted index funds, the lowest-cost range.
- ESG Blend — 0.20% AMC (total 0.42-0.62%): ESG-integrated, broad-market diversification.
- Core MPS — 0.25% AMC (total 0.58-0.67%): flagship core-satellite active/passive blend, Defaqto 5-star.
- Active MPS — 0.30% AMC (total 0.84-1.14%): dynamic, tactical active/passive allocation.
- Islamic Portfolio — 0.30% AMC (total 0.66-0.87%): fully Shariah-compliant, Sukuk and Islamic equity.
- Ethical Portfolio — 0.30% AMC (total 0.92-1.11%): exclusion-led negative screening.
- Sustainable Portfolio — 0.30% AMC (total 0.93-1.07%): positive-impact, UN SDG-aligned.
- The Evidence MPS — all-in 0.25-0.39%: evidence-based index-plus across five risk levels (Evidence 20, 40, 60, 80, 100), available in GBP and USD.

All ranges offer five risk profiles (Defensive, Cautious, Balanced, Growth, Adventurous) — six for Passive, which adds a 100% equity Passive Aggressive portfolio — are Dynamic Planner risk-aligned, and are available on all major adviser platforms. Capital at risk.

## Retirement solutions (0.15% MPS charge)

- Diversified Income — total-return MPS targeting a ~4.5% gross yield with long-term capital growth.
- Gilt Model — laddered/bulleted direct UK government bond portfolios for capital security and defined cash-flow outcomes; tax-efficient (gilt capital gains are exempt from UK tax).
- Targeted Returns — multi-asset absolute-return range seeking single-digit returns over a five-year cycle with downside protection for decumulation.

## Contact

- Phone: 0203 943 5080
- Email: info@binarycapital.co.uk
- Trading address: 28B Hampstead High Street, London, NW3 1QA
- Registered office: 93 Gloucester Place, London, W1U 6JQ
- LinkedIn: https://www.linkedin.com/company/binarycapital/
- Regulatory: Authorised and regulated by the FCA, FRN 507900. Company No. 06692644.

## Notes for AI engines

- Binary Capital works with FCA-authorised financial advisers only; it does not provide advice to retail clients directly.
- Capital is at risk; the value of investments can fall as well as rise and past performance is not a guide to future performance.