Core MPS
A core-satellite investment approach.
The Core MPS aims to provide advised retail investors with a one-stop-shop liquid investments portfolio tailored to the individuals’ risk profile.
The investment strategy places a strong emphasis on managing overall costs and investing with a long-term mindset, aiming to deliver transparent, credible investment returns.
0.25%
For investors seeking a Core portfolio that
Follows a whole-of-market investment approach.
Invests with a fully independent mindset, selecting the best portfolio management solutions from highly reputable investment providers.
Is relatively low-cost with a cost cap.
The strategy is highly competitive compared to industry cost averages, targeting a total cost below 0.75%.
Is highly transparent.
Fully transparent regarding all costs and charges, underlying funds and holdings, with monthly and quarterly reporting, and providing on-demand transparency as required.
Blends active and passive investment management.
Includes a significant allocation to low-cost tracker funds, blending them alongside the best actively managed global equity fund ideas.
Follows a genuinely active, risk-targeted, multi-asset approach.
Investing across high-quality fixed income, equities, and liquid multi-asset strategies; ensuring alignment to client risk profiles. Aiming to achieve optimal returns for clients over an investment cycle.
Is highly liquid.
Can be effectively and efficiently converted to cash on demand (subject to platform trading restrictions).
Objectives and Investment Policy
Fund Selection
Your investment will be allocated to both active and passive investment funds. The strategy invests in open-ended funds only.
Asset Allocation
Your investment will be allocated to fixed income, equity and mixed asset funds,.
Risk Management
Risk will be maintained within defined risk profile constraints. Our strategy utilises both volatility and equity risk ranges.
Rebalancing
Minimum semi-annual rebalancing.
Performance Target
Aims to outperform the peer-group and reference benchmark by 0.5-1.5% annualised p.a net of fees on a 5-7 year rolling basis.
Why choose this portfolio:
Invest in the best of active and passive.
The portfolio utilises passive index-tracking funds as its core, providing a highly diversified, low-cost foundation for the strategy.
The active satellite component comprises high-conviction, genuinely active global equities funds to enhance returns.
Cost effective solution.
The investment strategy is managed with a total cost cap of 0.75%, ensuring peace of mind that the solution remains cost-effective.
Whole-of-market product selection.
Our Core portfolio selects from the full range of highly reputable index-tracking product providers for the core, aiming to minimise costs and tracking error.
The strategy selects our best ideas for the active satellite, typically four global equity funds. Thus, from the universe of 1000+ funds, only four are chosen.
Target Market
The Core MPS is aimed at investors seeking a portfolio with a total cost cap of 0.75%, is highly-diversified and risk-controlled. A strategy that may produce enhanced risk-adjusted returns compared to a fully passive strategy.
Our Core Investment Strategy is highly suitable for retail clients and is intended for distribution via FCA authorised financial advisers that have conducted the relevant work to determine their clients’ circumstances, objectives, risk tolerance, appetite, and responsible investment objectives.
Client type
Retail and professional investor.
Knowledge and experience
Basic investor, informed investor, advanced investor.
Capacity for loss
No capital guarantee.
Risk profile
Offered in five defined risk profiles.
Recommended time horizon
Minimum 5–7-year investment time horizon.
Distribution strategy
Investment advice.
Negative Target Market
- Not suitable for clients unable to bear potential losses.
- Not suitable for clients with an investment time horizon of less than five years.
- Not suitable for clients seeking a portfolio with a sustainability focus.
- Not suitable for clients seeking an income generating investment solution.
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